Finance

Advance for Inputs powered by CFA and River Valley Cooperative

Dedicated to Your Financial Success

Quality inputs are within your reach when you finance with Advance For Inputs Powered by CFA through River Valley Cooperative. As an agricultural retailer, we understand the inportance of securing the right products for your operation which is why we are dedicted to acting as your trusted advisors. 
 

Free-up operating cash, lock-in crop input purchases and pay after harvest. This program is designed to give you a cash flow advantage season after season.

ACH Authorization Form

Advance For Inputs Powered by CFA

Utilize Advance For Inputs Powered by CFA to navigate your seed, fertilizer and crop protection purchases from River Valley Cooperative and receive 0% Fixed Financing on all inputs purchased. In order to qualify, purchase your seed, chemical and fertilizer inputs, and sell your grain through RVC, and receive 0% Fixed Financing until December 31, 2021. AFI allows for flexibility without sacrificing any cash discounts on any product. 

CFA Loan Limits:  

  • Up to $350,000 one-page Simpli-Fi application.

Terms:  All terms are subject to approval by Cooperative Finance Association (CFA) and/or River  Valley Cooperative (RVC).

  • 0% fixed interest rate until 12/31/2021 then CFA Advantage Interest Rate minus 2.00% variable until maturity (3/15/2022).
  • Balance due on 3/15/2022.
  • Products must be purchased from River Valley Cooperative.
  • Buy seed, chemicals, fertilizer and sell your grain to RVC to be eligible.
  • If at some point the customer is no longer eligible the interest rate will go to CFA Advantage Interest Rate minus 2.00% variable.
  • $200 loan fee once approved.

Other Finance Options

River Valley Cooperative has partnered with CFA to offer 0% fixed on seed, and the CFA Advantage Rate on all other inputs purchased through River Valley Cooperative. 

River Valley Cooperative also minimizes your interest expense by partnering with major chemical companies to supply you with 0% financing. 

Frequently Asked Questions

Q: Who is CFA?
A: The Cooperative Finance Association, Inc. (CFA) is an agricultural finance cooperative based in Kansas City. River Valley Cooperative and CFA have partnered to offer farmers competitive financing products. 

Q: Where can I find the current interest rate?
A: To view the current CFA Interest Rates click here

Q: Are the interest rates variable or fixed?
A: 0% is fixed until 12-31-2021 and all other rates are variable.

Q: Where do I send paperwork or payments?
A: River Valley Cooperative, C/O Chris Green or Sarah Meyer P.O. Box 256, Eldridge, IA 52748 

Q: I need an extension, what do I need to do?
A: Please contact Chris Green at cgreen@rivervalleycoop.com or (563) 285-7820 and he will be glad to assist you. 

Q: Do I have to deliver all of my grain to River Valley Cooperative elevators? 
A: No, direct ship bushels through RVC to any of our partnered end users qualifies you for AFI powered by CFA. 

Q: Which seed brands are available?
A: ASGROW, BREVANT, CROPLAN, DEKALB, NK

For more information on any of our services, contact the River Valley Cooperative team.

Chris Green - Mt  Joy – Ag Finance Director
cgreen@rivervalleycoop.com
563-285-7820 (Office)
563-357-5903 (Cell) xxx

Kale Petersen - Mt  Joy – Regional Sales Manager
kpetersen@rivervalleycoop.com
563-285-1736 (Office)
563-357-5903 (Cell)

Sam Lowers - Manlius – Regional Sales Manager
slowers@rivervalleycoop.com
563-285-1737 (Office)
563-299-1640 (Cell)